ETF vs. Index Funds | Our Investments for Financial Independence (FIRE Investing)

Here's my investing for beginners with little money guide. I talk how to start investing in the stock market with Vanguard Index funds, individual stocks and real estate. I share my millionaire tips all about investing 101. These investing strategies will work even during the stock market crash and financial crisis of 2020. 📈 LIMITED TIME: Get 3 FREE STOCKS ON WEBULL when you deposit $100 (for USA/CHINA): 💰 Get $10 Worth Of FREE Bitcoin When You Sign Up To Coinbase here (For EVERYONE): 💰 For Extra Help Hire An Expert Financial Advisor On Fiverr: (Use code MARKFIVERR2021 for 10% off): 📈 Get A FREE Stock when you use code: MARK212 on Trading 212 (For UK & Europe): *Trading 212 provides an execution only service. This video should not be construed as investment advice. Investments can fall and rise. Capital at risk.* ➥Instagram: ➥ Discord: ➥Medium Blogs: 🎧 Get 2 FREE Audible Audiobooks When You Sign Up Here: 🎬 My ENTIRE Camera and Recording Equipment: First of all you have to create more disposable income. At the end of the day you need money to invest and the more money you have the better, especially during your 20’s and 30’s. You can do this by learning new valuable skills, having a side hustle or building a scalable business. Second be aware of your lifestyle inflation. Just because you are earning more doesn’t mean you should be spending more. Third, pay off all your high interest debts. If you have student loans, credit card bills and payday loans then these are all pulling you down. They are destroying your credit score which ruins your ability to take advantage of good loans that make you money. By paying off these high interest debts first you will actually save more money than you could ever hope to make on the stock market or in real estate. The first investment option the lowest risk one: Vanguard Index Funds. An index fund is a collection of investments that you can put your money into and you own a percentage of the entire thing. This gives you fantastic diversification and protects you from poor stock choices. Invest in something like the s&p 500 index fund which gives you small shares in Apple as well as: Microsoft, amazon, Facebook, visa, Disney and many more! What's a Mutual Fund? A mutual fund is very similar to an index fund except it’s controlled by a very smart person whose job is to pick the stocks in the fund. The purpose of a mutual fund is to try and beat the market and get better results for the investor however in the vast majority of cases you would be much better off putting your money into a simple index fund with less risk and often a greater return ! The investment method I put the majority of my money into is: Real estate. Now this is a good time to decide which type of investor you are: The first type is a capital gains investor: This is someone who likes to buy low and sell high and pocket the difference. These are the investors that are interested in buying houses at auctions or you may have even seen signs outside advertising that they buy houses for cash fast. They may then move into the house, do it up and then flip it for a profit. They then keep repeating the process. This works well but can be subject to fluctuations in the markets on a year to year basis. The second type is a Cash Flow investor - This is the kind of investor I am, I will never buy a property if the rent won’t cover the mortgage. Now one of the most risky options: Individual stocks. I use 2 methods of valuing a stock: The first way is called quantitative analysis: I like to look at the companies quarterly earnings reports which include things like the balance sheet, income and cash flow to get a real idea of the actual value. The second way is called qualitative analysis: This isn’t about the actual numbers but more the abstract qualities that make a company great. This brings me to: Private business investments. This allows me to mix buying shares with my own business expertise, think shark tank & dragons den but on a smaller scale. CONTACT: For business inquires only, please use this email: *Some of the links and other products that appear on this video are from companies which Mark Tilbury will earn an affiliate commission or referral bonus. The Info in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.